9939 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9939 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 2000
Lot Size	0.287 acres (12,523 sqft)
Owner	Individual Name on Record
Tax Bill	$2,171 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1005-000-07400`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1005-000-07400`
Alternative APN	`3431561`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,523 sqft (0.287 acres)
Lot Width	97 ft Width
Garage Type	Finished
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	320 sqft
Porch	Open Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3431561
Street Address	9939 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE I LOT 74 PB 32 PG 55-57 ORB 1777 PG 0219 ORB 6374 PG 750
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	1
Legal Tract	1005
Legal Lot Number	74
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2086
Census Tract	31207

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9939 SPRING LAKE DR, CLERMONT, FL 34711-7985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024
Deed Sale	Jul 29, 2024
Deed Document Number	0006374750
Deed Book / Page	01777 / 00219
Prior Transfer Date	Dec 14, 1999
Prior Transfer Doc	0177700219
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9939 SPRING LAKE DR, CLERMONT, FL 34711-7985
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9939 SPRING LAKE DR, CLERMONT, FL 34711-7985

Mortgage

Document Number	0062190761
Date	Sep 29, 2023
Book Page	6219/761
Instrument	2023120330

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9939 SPRING LAKE DR, CLERMONT, FL 34711-7985
Document Number	0054031684
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9939 SPRING LAKE DR CLERMONT FL 347117985, CLERMONT, FL 34711-7985

Mortgage

Document Number	0054031684
Date	Jan 9, 2020
Book Page	005403/001684
Instrument	3594

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9939 SPRING LAKE DR, CLERMONT, FL 34711-7985
Document Number	0052831549
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9939 SPRING LAKE DR CLERMONT FL 347117985, CLERMONT, FL 34711-7985

Mortgage

Document Number	0052831549
Date	May 22, 2019
Book Page	005283/001549
Instrument	57506

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,660 (+5.98%) Land $102,300 Building $78,360	$356,197 (-4.51%) Land $102,300 Building $253,897
2024	$2,171.00 (-6.58%)
2023	$2,324.00 (+9.93%) Homeowner's exemption	$170,460 (+3%)	$373,024 (+36.12%) Land $102,300 Building $270,724
2022	$2,114.00 Homeowner's exemption	$165,500	$274,032 Land $62,000 Building $212,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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