Berrien County property record for 994 River Run, Saint Joseph, MI 49085
| Property Type | Condominium |
|---|---|
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,291 (2022) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 54-9425-2981-08-0 |
| Primary APN | 54-9425-2981-08-0 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,877 sqft (0.089 acres) |
|---|---|
| Lot Dimensions | 87 ft deep x 44 ft wide |
| Old Parcel Number | 11-54-9425-2981-08-0 |
|---|---|
| Street Address | 994 RIVER RUN |
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1569 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | SPLIT/COMBINED ON 12/04/2017 FROM 76-0024-0076-10-0, 76-0024-0076-12-0, 76-0024-0076-13-0, 54-9425-0076-10-0, |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1000 |
Source: Berrien County records, as of November 8, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 994 RIVER RUN, SAINT JOSEPH, MI 49085-1569 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 |
| Deed Sale | Sep 5, 2023 |
| Prior Sale | May 8, 2023 · Amount on Record |
| Deed Document Number | 2023388286 |
| Deed Book / Page | 3411 / 1543 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 8, 2023 |
| Property Address | 994 RIVER RUN, SAINT JOSEPH, MI 49085-1569 |
| Document Number | 03403/2290 |
| Book / Page | 3403 / 2290 |
| Map Reference | LB 300 PG 1 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023380125 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 CELADON DR NE, GRAND RAPIDS, MI 49525-3916 |
| Name | Verified Name |
|---|---|
| Address | 994 RIVER RUN, SAINT JOSEPH, MI 49085-1569 |
| Document Number | 2023380126 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023380126 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 12.7% |
Source: Berrien County assessment roll, as of May 15, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $37,900 (+8.29%) | $75,800 (+8.29%) | |
| 2022 | $2,291.00 | $35,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 584.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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