994 Annapolis Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 994 Annapolis Rd, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,376 sqft · built 1985
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (May 2015)
Tax Bill	$7,091 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000-90041541`

Property Details

APN / Parcel Number

Primary APN	`04-000-90041541`
Alternative APNs	`4-000-90041541` `00090041541`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	00090041541
Street Address	994 ANNAPOLIS RD
City	GAMBRILLS
State	MD
Zip	21054-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 OR .8819 ACRE TATE PROPERTY
Legal Subdivision	TATE PROPERTY
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	740304

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	994 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit APL FCU
May 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Book / Page	28425 / 183
Last Transfer Date	Apr 24, 2020
Transfer Doc	0345180346
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	994 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050

Mortgage

Document Number	0393950177
Date	Jan 12, 2023
Book Page	39395/177

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 1, 2020
Property Address	994 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050
Document Number	0345180346
Book / Page	34518 / 346
Map Reference	LB 3743 FO 15
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050

Mortgage

Document Number	34518351
Date	May 1, 2020
Instrument	34518/351

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,833 (+1.96%)	$638,500 (+5.89%) Land $256,800 Building $381,700
2025	$7,091.00 (+4.43%)	$603,000 (+10.55%) Land $253,800 Building $349,200	$603,000 (-) Land $253,800 Building $349,200
2024	$6,790.00 (+14%)
2023	$5,956.00	$545,467	$603,000 Land $253,800 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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