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978 Annapolis Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 978 Annapolis Rd, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,798 sqft · built 1988
Lot Size0.337 acres (14,680 sqft)
Owner2 Individual Names on File
Last Sale$498,000 (Jan 2024)
Tax Bill$4,823 (2025)
Deeds & MortgagesDec 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN04-000-00997300

Property Details

APN / Parcel Number

Primary APN04-000-00997300
Alternative APNs
  • 4-000-00997300
  • 00000997300

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,798 sqft Living Area
Gross Area2,304 sqft
1st Floor Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area14,680 sqft (0.337 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area474 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number00000997300
Street Address978 ANNAPOLIS RD
CityGAMBRILLS
StateMD
Zip21054-1050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 13A ARUNDEL ACRES
Legal SubdivisionARUNDEL ACRES
Legal Block2
Legal Lot Number13A
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2013
Census Tract740304

Owner

978 Annapolis Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Anne Arundel County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address978 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2024 · Amount on File
Deed SaleJan 29, 2024 · Amount on File
Prior SaleApr 8, 2008
Deed Book / Page40204 / 252
Prior Transfer DateMar 28, 2008
Prior Transfer Doc0200450247
Record UpdatedOct 29, 2026

December 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionANNE ARUNDEL MD
Recording DateDec 29, 2023
Property Address978 ANNAPOLIS RD, GAMBRILLS, MD 21054-1050
Document Number0401490365
Book / Page40149 / 365
Map ReferenceLB LNP 1919 FO 576
Instrument DateDec 27, 2023
Transaction TypeForeclosure
Record UpdatedJan 11, 2024
Title CompanyNOT AVAILABLE, NEW WORLD TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$1,845.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9244 HARVEST RUSH RD, OWINGS MILLS, MD 21117-4522

Tax Assessment & Valuation

The 2025 property tax bill for 978 Annapolis Rd was $4,823 with a homeowner's exemption, up 1.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,400 (+7.26%)$489,800 (+21.78%) Land $237,000 Building $252,800
2025$4,823.00 (+1.94%) Homeowner's exemption$402,200 Land $174,000 Building $228,200$402,200 Land $174,000 Building $228,200
2024$4,731.00 (+17.05%)
2023$4,042.00$370,200$402,200 Land $174,000 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 978 Annapolis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Annapolis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Believe Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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