Hamilton County property record for 9939 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,730 sqft · built 1990 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,904 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-032.000-018 |
| Primary APN | 29-14-07-112-032.000-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,730 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 134 ft deep x 61.5 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 9939 ESTEP DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46280-1587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .19, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 75 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 75 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 111104 |
9939 Estep Dr is owned by a company that acquired it in February 2026.
Source: Hamilton County records, as of May 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Feb 24, 2026 | Warranty Deed, Transfer INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Feb 24, 2026 | Warranty Deed, Transfer INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Sep 2, 2025 | Warranty Deed, Transfer REAL LAND TITLE LLC, EAGLE LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2026 |
| Deed Sale | Feb 24, 2026 |
| Prior Sale | Sep 2, 2025 |
| Deed Document Number | 20267305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 29, 2026 |
| Property Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000018522 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202618522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000018522, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202618522 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 24, 2026 |
| Property Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000007305 |
| Map Reference | DOC 8909052 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026007305 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 24, 2026 |
| Property Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000007305 |
| Map Reference | DOC 8909052 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026007305 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | INVESTOR TITLE SERVICES, INVESTORS TITLE SERVICE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 2, 2025 |
| Property Address | 9939 ESTEP DR, CARMEL, IN 46280-1587 |
| Document Number | 0000036943 |
| Map Reference | DOC 8909052 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025036943 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | REAL LAND TITLE LLC, EAGLE LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9908 HODGES DR, CARMEL, IN 46280-1591 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382,600 (+11.42%) Land $99,600 Building $283,000 | $382,600 (+11.42%) Land $99,600 Building $283,000 | |
| 2024 | $3,904.00 (+20.35%) | $343,400 (+8.6%) Land $99,600 Building $243,800 | $343,400 (+8.6%) Land $99,600 Building $243,800 |
| 2023 | $3,244.00 (-5.73%) | $316,200 (+13.9%) Land $72,400 Building $243,800 | $316,200 (+13.9%) Land $72,400 Building $243,800 |
| 2022 | $3,441.00 | $277,600 Land $72,400 Building $205,200 | $277,600 Land $72,400 Building $205,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9939 Estep Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9939 Estep Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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