Hamilton County property record for 9938 Estep Dr, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,159 sqft · built 1990 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Oct 2019) |
| Tax Bill | $3,816 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-07-112-033.000-018 |
| Primary APN | 29-14-07-112-033.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,159 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| 2nd Floor Area | 1,107 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 133 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Sewer | Connected |
| Account Number | 1714070112033000 |
|---|---|
| Street Address | 9938 ESTEP DR |
| City | CARMEL |
| State | IN |
| Zip | 46280-1588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .24, SECTION 7, TOWNSHIP 17, RANGE 4, WALDEN POND, SECTION 3, LOT 126 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | WALDEN POND SECTION III |
| Legal Block | 3 |
| Legal Lot Number | 126 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 111104 |
9938 Estep Dr is owned and occupied by an individual who bought it in October 2019.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9938 ESTEP DR, CARMEL, IN 46280-1588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC |
| Feb 12, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Sep 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on File |
| Deed Sale | Oct 28, 2019 · Amount on File |
| Prior Sale | Feb 12, 2019 · Amount on File |
| Deed Document Number | 2019053753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 28, 2019 |
| Property Address | 9938 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 2019053753 |
| Map Reference | DOC 8908805 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019053753 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9938 ESTEP DR, CARMEL, IN 46280-1588 |
| Investor | Possibly a Property Investor |
| Document Number | 2019053754 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019053754 |
| Name | MJW FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 12, 2019 |
| Property Address | 9938 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000005028 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 5028 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9938 ESTEP DR INDIANAPOLIS IN 462801588, INDIANAPOLIS, IN 46280-1588 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 13, 2018 |
| Property Address | 9938 ESTEP DR, CARMEL, IN 46280-1588 |
| Document Number | 0000042827 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 42827 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9938 ESTEP DR INDIANAPOLIS IN 462801588, INDIANAPOLIS, IN 46280-1588 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389,500 (+10.87%) Land $99,700 Building $289,800 | $389,500 (+10.87%) Land $99,700 Building $289,800 | |
| 2024 | $3,816.00 (+14.32%) | $351,300 (+8.43%) Land $99,700 Building $251,600 | $351,300 (+8.43%) Land $99,700 Building $251,600 |
| 2023 | $3,338.00 (+6.14%) | $324,000 (+14%) Land $72,400 Building $251,600 | $324,000 (+14%) Land $72,400 Building $251,600 |
| 2022 | $3,145.00 | $284,200 Land $72,400 Building $211,800 | $284,200 Land $72,400 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9938 Estep Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9938 Estep Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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