9938 J St, Live Oak, CA 95953 Property Records

Sutter County property record for 9938 J St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,809 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Apr 2021)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
APN	`006-432-003-000`

Property Details

APN / Parcel Number

Primary APN	`006-432-003-000`
Alternative APN	`06-432-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-432-003
Street Address	9938 J ST
City	LIVE OAK
State	CA
Zip	95953-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUB: SUTTER GARDENS EST PLAT BOOK: 9 PLAT PAGE: 3 LOT: 16
Legal Subdivision	SUTTER GARDENS ESTATES
Legal Phase	I
Legal Lot Number	16
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1018
Census Tract	50701

Owner

9938 J St is owned and occupied by an individual who bought it in April 2021.

Source: Sutter County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9938 J ST, LIVE OAK, CA 95953-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 13, 2020	Grant Deed, Transfer CORNELIA HEBACKER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	20216844
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Apr 13, 2021
Property Address	9938 J ST, LIVE OAK, CA 95953-2506
Document Number	0000006844
Map Reference	MB 9 PG 3
Instrument Date	Apr 11, 2021
Instrument	2021-0006844
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9938 J ST, LIVE OAK, CA 95953-2506

Mortgage

Document Number	0000006845
Date	Apr 13, 2021
Instrument	2021-0006845

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jul 13, 2020
Property Address	9938 J ST, LIVE OAK, CA 95953-2506
Document Number	0000010063
Instrument Date	Jul 8, 2020
Instrument	10063
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 11TH ST MARYSVILLE CA 959015145, MARYSVILLE, CA 95901-5145

Mortgage

Document Number	10064
Date	Jul 13, 2020
Instrument	10064

Lender

Name	CORNELIA HEBACKER
Address	336 RIVER MEADOWS DR, WOODBRIDGE, CA 95258-9311

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9938 J St was $3,991 with a homeowner's exemption.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,094 (+2%) Land $66,243 Building $284,851	$351,094
2025	$3,991.00 Homeowner's exemption	$344,211 Land $64,945 Building $279,266
2023	$3,873.00 Homeowner's exemption	$330,847 Land $62,424 Building $268,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9938 J St; there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9938 J St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks.

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