10020 J St, Live Oak, CA 95953 Property Records

Sutter County property record for 10020 J St, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,432 sqft · built 1993
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Mortgage + 1 more
APN	`006-570-016-000`

Property Details

APN / Parcel Number

Primary APN	`006-570-016-000`
Alternative APN	`06-570-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	06-570-016
Street Address	10020 J ST
City	LIVE OAK
State	CA
Zip	95953-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 DONHAM WINGFIELD ESTATES
Legal Subdivision	DONHAM WINGFIELD ESTATES
Legal Phase	I
Legal Lot Number	16
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1010
Census Tract	50701

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10020 J ST, LIVE OAK, CA 95953-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PRIORITY 1 LENDING LLC
Dec 29, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Aug 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022
Deed Sale	Dec 29, 2022
Prior Sale	Apr 15, 2003 · Amount on Record
Deed Document Number	202216493
Prior Transfer Date	Dec 8, 2022
Prior Transfer Doc	0000016493
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10020 J ST, LIVE OAK, CA 95953-2500
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 J ST, LIVE OAK, CA 95953-2500

Mortgage

Document Number	0000001217
Date	Feb 11, 2026
Instrument	2026-0001217

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Dec 29, 2022
Property Address	10020 J ST, LIVE OAK, CA 95953-2500
Document Number	0000016493
Map Reference	MB 15 PG 21
Instrument Date	Dec 8, 2022
Instrument	2022-0016493
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10020 J ST, LIVE OAK, CA 95953-2500

Mortgage

Document Number	0000016494
Date	Dec 29, 2022
Instrument	2022-0016494

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Aug 2, 2022
Property Address	10020 J ST, LIVE OAK, CA 95953-2500
Document Number	0000010658
Map Reference	MB 15 PG 21
Instrument Date	Jul 25, 2022
Instrument	2022-0010658
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 J ST, LIVE OAK, CA 95953-2500

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,043 (+2%) Land $40,899 Building $146,144	$187,043
2025	$2,258.00 (+2.92%)	$183,377 (+4.04%) Land $40,098 Building $143,279
2023	$2,194.00	$176,259 Land $38,543 Building $137,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	4 (1983–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks.

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