9938 Bobcat Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9938 Bobcat Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,065 sqft · built 2016
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on Record
Last Sale	$1,401,000 (Nov 2025)
Tax Bill	$12,942 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`783-77-012`

Property Details

APN / Parcel Number

Primary APN	`783-77-012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,065 sqft Living Area
1st Floor Area	1,605 sqft
2nd Floor Area	1,460 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,020 sqft (0.161 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9938 BOBCAT CT
City	GILROY
State	CA
Zip	95020-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Description	TRACT 10230 TRACT# 10230, SILVEIRA BOOK 879 PAGE 7 PAGE 17 LOT 12
Legal Subdivision	TRACT 10230 SILVEIRA
Legal Tract	10230
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9938 BOBCAT CT, GILROY, CA 95020-9366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CU
Nov 7, 2025	Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	202525897372
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9938 BOBCAT CT, GILROY, CA 95020-9366
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9928 BOBCAT CT, GILROY, CA 95020-9366
Investor	Possibly a Property Investor

Mortgage

Document Number	0025200260
Date	Dec 21, 2021
Instrument	25200260

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9938 BOBCAT CT, GILROY, CA 95020-9366
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025955253
Date	Mar 11, 2026
Instrument	25955253

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	PO BOX 1409, SAN JOSE, CA 95109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2051

Interest

Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 7, 2025
Property Address	9938 BOBCAT CT, GILROY, CA 95020-9366
Document Number	0025897372
Map Reference	MB 879 PG 7
Instrument Date	Nov 4, 2025
Instrument	25897372
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,541.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9938 BOBCAT CT, GILROY, CA 95020-9366

Mortgage

Document Number	0025897373
Date	Nov 7, 2025
Instrument	25897373

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9938 BOBCAT CT, GILROY, CA 95020-9366
Document Number	0024578395
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9938 BOBCAT CT GILROY CA 950209366, GILROY, CA 95020-9366

Mortgage

Document Number	0024578395
Date	Aug 18, 2020
Instrument	24578395

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,708 (-59.78%) Land $233,826 Building $173,882
2025	$12,942.00 (+2.44%) Homeowner's exemption	$1,013,777 (+4.04%) Land $371,386 Building $642,391
2023	$12,634.00 (+1.76%) Homeowner's exemption	$974,413 Land $356,965 Building $617,448
2022	$12,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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