9920 Bobcat Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9920 Bobcat Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,302 sqft · built 2016
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on Record
Last Sale	$1,545,000 (Apr 2022)
Tax Bill	$17,429 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`783-77-014`

Property Details

APN / Parcel Number

Primary APN	`783-77-014`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,302 sqft Living Area
1st Floor Area	1,721 sqft
2nd Floor Area	1,581 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	7,020 sqft (0.161 acres)
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9920 BOBCAT CT
City	GILROY
State	CA
Zip	95020-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Description	TR 10230 LOT 14
Legal Tract	10230
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	512515

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10411 ORANGE AVE, CUPERTINO, CA 95014-2821
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Nov 8, 2016 · Amount on Record
Deed Document Number	25273169
Record Updated	Jun 8, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2022
Property Address	9920 BOBCAT CT, GILROY, CA 95020-9366
Document Number	0025273169
Map Reference	MB 879 PG 7
Instrument Date	Mar 18, 2022
Instrument	25273169
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 BOBCAT CT, GILROY, CA 95020-9366

Mortgage

Document Number	0025273170
Date	Apr 1, 2022
Instrument	25273170

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9920 BOBCAT CT, GILROY, CA 95020-9366
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 BOBCAT CT, GILROY, CA 95020-9366

Mortgage

Document Number	0024900462
Date	Apr 1, 2021
Instrument	24900462

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,429.00 (+4.14%)	$1,375,000 (+5.36%) Land $550,000 Building $825,000
2023	$16,736.00 (+33.82%) Homeowner's exemption	$1,305,000 Land $522,000 Building $783,000
2022	$12,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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