993 Saddlebrook Rd, Lexington, VA 24450 Property Records

Rockbridge County property record for 993 Saddlebrook Rd, Lexington, VA 24450

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,511 sqft · built 1848
Lot Size	28.6 acres (1,248,691 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Apr 2019)
Tax Bill	$3,361 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33 2 10`

Property Details

APN / Parcel Number

Primary APN	`33 2 10`
Alternative APN	`15997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,511 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	2,519 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1959
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,248,691 sqft (28.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	601 sqft
Shed	1 Shed
Shed Area	880 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15997
Street Address	993 SADDLEBROOK RD
City	LEXINGTON
State	VA
Zip	24450-3646
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-2
Legal Description	SADDLEBROOK FARMS SUB DIV LOT 10
Legal Subdivision	SADDLEBROOK FARMS SUB DIV
Legal Tract	10
Legal Lot Number	10
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	KERRS CREEK
Census Block Group	3
Census Block	3068
Census Tract	930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	993 SADDLEBROOK RD, LEXINGTON, VA 24450-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2019	Deed, Transfer · Seller Carry-Back DAVID R CHASE ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Nov 8, 2012 · Amount on Record
Deed Document Number	2019788
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	993 SADDLEBROOK RD, LEXINGTON, VA 24450-3646
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 SADDLEBROOK RD, LEXINGTON, VA 24450-3646

Mortgage

Document Number	0230002960
Date	Dec 27, 2023
Instrument	230002960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Apr 12, 2019
Property Address	993 SADDLEBROOK RD, LEXINGTON, VA 24450-3646
Document Number	0190000788
Map Reference	CAB 2 SL 518
Instrument Date	Feb 26, 2019
Instrument	190000788
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 SADDLEBROOK RD, LEXINGTON, VA 24450-3646

Mortgage

Document Number	0190000789
Date	Apr 12, 2019
Instrument	190000789

Lender

Name	DAVID R CHASE ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2024

Interest

Rate	4%

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,361.00	$525,200 (-) Land $140,700 Building $384,500	$525,200 (-) Land $140,700 Building $384,500
2025		$525,200 (-) Land $140,700 Building $384,500	$525,200 (-) Land $140,700 Building $384,500
2023		$525,200 Land $140,700 Building $384,500	$525,200 Land $140,700 Building $384,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1995–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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