876 Saddlebrook Rd, Lexington, VA 24450 Property Records

Rockbridge County property record for 876 Saddlebrook Rd, Lexington, VA 24450

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,923 sqft · built 1995
Lot Size	56 acres (2,439,796 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Feb 2021)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33 2 9`

Property Details

APN / Parcel Number

Primary APN	`33 2 9`
Alternative APN	`15996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	1,771 sqft
Basement Area	1,073 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Other
Lot Area	2,439,796 sqft (56 acres)
Terrain	Rolling
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Deck Area	168 sqft
Patio Area	512 sqft
Shed	1 Shed
Shed Area	200 sqft
Stable	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15996
Street Address	876 SADDLEBROOK RD
City	LEXINGTON
State	VA
Zip	24450-3606
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	SADDLEBROOK FARMS SUB DIV LOT 9
Legal Subdivision	SADDLEBROOK FARMS SUB DIV
Legal Tract	9
Legal Lot Number	9
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	KERRS CREEK
Census Block Group	3
Census Block	3068
Census Tract	930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Transfer on Death Deed, Transfer
Sep 11, 2023	Transfer on Death Deed, Transfer
Feb 17, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Document Number	2021556
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000002108
Record Updated	Oct 29, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Sep 14, 2023
Property Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606
Document Number	0230002108
Instrument Date	Aug 30, 2023
Instrument	230002108
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Sep 11, 2023
Property Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606
Document Number	0230002108
Map Reference	CAB 3 SL 13
Instrument Date	Aug 30, 2023
Instrument	230002108
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Feb 17, 2021
Property Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606
Document Number	0210000556
Map Reference	CAB 3 SL 13
Instrument Date	Feb 5, 2021
Instrument	210000556
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 E NELSON ST, LEXINGTON, VA 24450-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10954 PARKSHIRE LN, HENRICO, VA 23233-2432

Mortgage

Document Number	0210000557
Date	Feb 17, 2021
Instrument	210000557

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Mar 4, 2021
Property Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606
Document Number	0210000760
Map Reference	CAB 2 SL 680-682
Instrument Date	Feb 1, 2021
Instrument	210000760
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 SADDLEBROOK RD, LEXINGTON, VA 24450-3606

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00	$547,500 (-) Land $239,000 Building $308,500	$547,500 (-) Land $239,000 Building $308,500
2025		$547,500 (-) Land $239,000 Building $308,500	$547,500 (-) Land $239,000 Building $308,500
2023		$547,500 Land $239,000 Building $308,500	$547,500 Land $239,000 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1995–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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