993 River St, Elko, NV 89801 Property Records

Elko County property record for 993 River St, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,089 sqft · built 1932
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (Sep 2016)
Tax Bill	$729 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-364-005`

Property Details

APN / Parcel Number

Primary APN	`001-364-005`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,089 sqft Living Area
Basement Area	2 sqft

Exterior

Year Built	Built 1932
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Fence	Fence

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	993 RIVER ST
City	ELKO
State	NV
Zip	89801-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 MAP FILE 699454,LOCATED,MDB&M,FORMERLY DESCRIBED AS BEING,BALLOUS ADDITION FILE 2,PARCEL NUMBER KEPT AS THERE WAS NO
Legal Subdivision	BALLOU ADDITION
Legal Block	12
Legal Lot Number	23-24 24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2036
Census Tract	951300

Owner

Source: Elko County records · APN 001-364-005

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	993 RIVER ST, ELKO, NV 89801-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	Sep 16, 2016
Deed Document Number	715968
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	Jul 28, 2026
Property Address	993 RIVER ST, ELKO, NV 89801-3940
Document Number	0000867783
Instrument Date	Jul 21, 2026
Instrument	2026867783
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 RIVER ST, ELKO, NV 89801-3940

Mortgage

Document Number	0000867783,
Date	Jul 28, 2026
Instrument	2026867783

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+17.2%)	$26,283 (+48.17%) Land $12,950 Building $13,333	$75,094 (+48.16%) Land $37,000 Building $38,094
2023	$622.00 (+7.99%)	$17,739 (+13.03%) Land $5,530 Building $12,209	$50,683 (+13.03%) Land $15,800 Building $34,883
2022	$576.00	$15,694 Land $5,530 Building $10,164	$44,840 Land $15,800 Building $29,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.