Elko County property record for 955 River St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 942 sqft · built 1938 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Jun 2017) |
| Tax Bill | $1,008 (2026) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-364-007 |
| Primary APN | 001-364-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 942 sqft Living Area |
| Gross Area | 1,172 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 230 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 955 RIVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | PARCEL 1 MAP FILE 723734,LOCATED IN,MDB&M,FORMERLY KNOWN AS SHOWN BELOW PRIOR TO THE,RECORDING OF THE PARCEL MAP WHICH PERMAN |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 14 |
| Legal Subdivision | BALLOU ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 18-19 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 951300 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 211 SPRING CREEK PKWY, SPRING CREEK, NV 89815-5871 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on Record |
| Deed Sale | Jun 9, 2017 · Amount on Record |
| Prior Sale | Nov 13, 2015 · Amount on Record |
| Deed Document Number | 2017725942 |
| Prior Transfer Date | Nov 2, 2015 |
| Prior Transfer Doc | 0000704367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 9, 2017 |
| Property Address | 955 RIVER ST, ELKO, NV 89801-3940 |
| Document Number | 0000725942 |
| Map Reference | DOC723734 |
| Instrument Date | Aug 24, 2016 |
| Instrument | 725942 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | RELIANT TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 399 SAGE ST, 399, ELKO, NV 89801-2823 |
| Name | Verified Name |
|---|---|
| Address | 955 RIVER ST, ELKO, NV 89801-3940 |
| Document Number | 0000725943 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 725943 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,008.00 (+5.44%) | $32,050 (+0.69%) Land $12,950 Building $19,100 | $91,571 (+0.69%) Land $37,000 Building $54,571 |
| 2025 | $956.00 (+16.02%) | $31,830 (+41.65%) Land $12,950 Building $18,880 | $90,943 (+41.65%) Land $37,000 Building $53,943 |
| 2023 | $824.00 (+7.99%) | $22,471 (+7.99%) Land $5,530 Building $16,941 | $64,203 (+7.99%) Land $15,800 Building $48,403 |
| 2022 | $763.00 | $20,809 Land $5,530 Building $15,279 | $59,454 Land $15,800 Building $43,654 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 77% of Nevada |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband.
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