993 Co Rd 263, Gainesville, TX 76240 Property Records

Cooke County property record for 993 Co Rd 263, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,480 sqft · built 2022
Lot Size	10.2 acres (448,232 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,057 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2810-200-00046`

Property Details

APN / Parcel Number

Primary APN	`2810-200-00046`
Alternative APN	`10205`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,480 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	448,232 sqft (10.2 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2810-200-00046
Street Address	993 COUNTY ROAD 263
City	GAINESVILLE
State	TX
Zip	76240-8139
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TIMBER CREEK RANCHETTES; LOT 46 & 47; SEC 2; ACRES 10.29
Legal Subdivision	TIMBER CREEK RANCHETTES
Legal Lot Number	46,47
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2005
Census Tract	701

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NATIONAL BANK & TRUST
Aug 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Oct 25, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 25, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK & TRUST
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002768/122
Date	Feb 27, 2026
Book Page	2768/122
Instrument	2026-1463

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002355/577
Date	Aug 25, 2020
Book Page	2355/577
Instrument	6672

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	14.6%
Index	1-Year LIBOR
Max Rate	14.6%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139

Mortgage

Document Number	002544/115
Date	Oct 25, 2022
Book Page	2544/115
Instrument	2022-8770

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139

Mortgage

Document Number	002544/107
Date	Oct 25, 2022
Book Page	2544/107
Instrument	2022-8769

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 COUNTY ROAD 263, GAINESVILLE, TX 76240-8139

Mortgage

Document Number	002585/362
Date	Jun 15, 2023
Book Page	2585/362
Instrument	2023-4073

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00 (-27.11%) Homeowner's exemption	$452,631 (+41.44%) Land $40,743 Building $411,888	$683,181 (+113.49%) Land $271,293 Building $411,888
2024	$6,938.00 (+123.88%)
2023		$320,007 Land $184,795 Building $135,212	$320,007 Land $184,795 Building $135,212
2022	$3,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30

May also be available: ElektraFi, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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