Carteret County property record for 9928 Bluff Ct, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,584 sqft Heated Area |
| Lot Size | 80,717 sqft (1.85 acres) |
| Garage | Carport |
| Last Sale | $1,550,000 (2025) |
| Tax Bill | $5,276.00 (2025) |
| Primary APN | 5373.12.76.5029000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,584 sqft Heated Area |
| Gross Area | 2,546 sqft Gross Area |
| 1st Floor | 24 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 80,717 sqft (1.85 acres) |
| Depth X Width | 395 ft x 103 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 45 sqft Deck |
|---|---|
| Patio Area | 168 sqft Patio |
| Porch Area | 365 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 79144 |
|---|---|
| Street Address | 9928 BLUFF CT |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1846 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L3 SPINNAKERS LANDING |
| Legal Subdivision | SPINNAKERS REACH |
| Legal Block | 76 |
| Legal Lot Number | 3 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5373.12.76.5029000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4202 E MITCHELL DR, PHOENIX, AZ 85018-5916 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 02, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Deed Doc Number | 20251866126 |
| Deed Book / Page | 1866 / 126 |
| Prior Transfer Date | May 15, 2025 |
| Prior Transfer Doc | 0018560018 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 9928 BLUFF RD, EMERALD ISLE, NC 28594-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016770273 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 1677/273 |
| Instrument | 1677273 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 9928 BLUFF RD, EMERALD ISLE, NC 28594-1846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016770255 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 1677/255 |
| Instrument | 1677255 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,276.00 (+34.87%) | $1,467,632 (+95.93%) Land $897,914 Building $569,718 | $1,467,632 (+95.93%) Land $897,914 Building $569,718 |
| 2023 | $749,051 Land $428,366 Building $320,685 | $749,051 Land $428,366 Building $320,685 | |
| 2022 | $3,912.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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