9926 Bluff Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 9926 Bluff Ct, Emerald Isle, NC 28594 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Architecture StyleConventional
Year BuiltBuilt 2002
Square Footage3,179 sqft Heated Area
Lot Size74,139 sqft (1.7 acres)
GarageMixed, 155 sqft
Tax Bill$5,495.00 (2025)

Property Details

APN / Parcel Number

Primary APN5373.12.76.5361000
Alternative APNs
  • 45362
  • 62831

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area3,179 sqft Heated Area
Gross Area2,470 sqft Gross Area
Stories3 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional Style
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area74,139 sqft (1.7 acres)
Depth X Width425 ft x 110 ft Depth x Width
Garage TypeMixed Garage
Garage Area155 sqft Garage

Exterior Amenities

Patio Area11 sqft Patio
PorchPorch
Porch Area456 sqft Porch
Boat LiftBoat Lift
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number62831
Street Address9926 BLUFF CT
CityEMERALD ISLE
StateNC
Zip28594
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL4 SPINNAKERS LANDING
Legal SubdivisionSPINNAKERS LANDING
Legal Lot Number4
JurisdictionCARTERET NC
Minor Civil DivisionWHITE OAK
Census Blockgroup2
Census Block2043
Census Tract970904

Owner

Source: Carteret County records · APN 5373.12.76.5361000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 4012, EMERALD ISLE, NC 28594-4012
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Doc Number0000794717
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address9926 BLUFF CT, EMERALD ISLE, NC 28594
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017260018
DateJun 10, 2021
Book Page1726/18
Instrument1726018
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,495.00 (+21.41%)$1,533,970 (+75.22%) Land $882,527 Building $651,443$1,533,970 (+75.22%) Land $882,527 Building $651,443
2023$875,473 Land $455,528 Building $419,945$875,473 Land $455,528 Building $419,945
2022$4,526.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bluff Ct

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