9926 Constantine Cir, Prospect, KY 40059 Property Records

Oldham County property record for 9926 Constantine Cir, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,187 sqft · built 1998
Lot Size	10.6 acres (465,003 sqft)
Owner	Individual Name on Record
Last Sale	$1,655,000 (Jun 2026)
Tax Bill	$17,214 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05A.1-13-C`

Property Details

APN / Parcel Number

Primary APN	`10-05A.1-13-C`
Alternative APNs	`65230` `73420`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,187 sqft Living Area
Basement Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	465,003 sqft (10.6 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	73420
Street Address	9926 CONSTANTINE CIR
City	PROSPECT
State	KY
Zip	40059-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 10.675AC
Legal Subdivision	THE RIDGE
Legal Tract	C
Legal Lot Number	C
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1017
Census Tract	30701

Owner

Source: Oldham County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11319 SPRING HOLLOW CT, PROSPECT, KY 40059-6517
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Aug 16, 2024 · Amount on Record
Deed Document Number	2026869459
Deed Book / Page	1445 / 240
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 24, 2026
Property Address	9926 CONSTANTINE CIR, PROSPECT, KY 40059-9507
Document Number	0000869459
Book / Page	1445 / 240
Instrument Date	Jun 22, 2026
Instrument	2026869459
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LIMESTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167,155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11319 SPRING HOLLOW CT, PROSPECT, KY 40059-6517

Mortgage

Document Number	0000869464,
Date	Jun 24, 2026
Instrument	2026869464

Lender

Name	STATEWIDE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 2, 2020
Property Address	9926 CONSTANTINE CIR, PROSPECT, KY 40059-9507
Document Number	D1266/424
Book / Page	D1266 / 424
Map Reference	MB 5 PG 78
Instrument Date	Oct 23, 2020
Instrument	603481
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FREIBERT TITLE GROUP, FREIBERT TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9926 CONSTANTINE CIR, 9926, PROSPECT, KY 40059-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9926 CONSTANTINE CIR, PROSPECT, KY 40059-9507

Mortgage

Document Number	603482
Date	Nov 2, 2020
Instrument	603482

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,214.00 (+31.67%)	$1,395,000 (+32.86%) Land $320,000 Building $1,075,000	$1,395,000 (+32.86%) Land $320,000 Building $1,075,000
2023	$13,074.00	$1,050,000 Land $320,000 Building $730,000	$1,050,000 Land $320,000 Building $730,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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