Oldham County property record for 9910 Constantine Cir, Prospect, KY 40059 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Oct 2016) |
| Tax Bill | $8,293 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05A-02-20A |
| Primary APN | 10-05A-02-20A |
|---|---|
| Alternative APN |
|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Account Number | 55967 |
|---|---|
| Street Address | 9910 CONSTANTINE CIR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, IG POOL & 3.0AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 20A |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30701 |
Source: Oldham County records · APN 10-05A-02-20A
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9910 CONSTANTINE CIR, PROSPECT, KY 40059-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 06, 2018 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| Feb 10, 2020 | Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on Record |
| Deed Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 515680 |
| Deed Book / Page | D1144 / 365 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 9910 CONSTANTINE CIR, PROSPECT, KY 40059-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2564/232 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | M2564/232 |
| Instrument | 671704 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 9910 CONSTANTINE CIR, PROSPECT, KY 40059-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EASY TITLE COMPANY LLC, LEGACY TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | M2320/0516 |
|---|---|
| Date | Sep 06, 2018 |
| Book Page | M2320/0516 |
| Instrument | 543364 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 9910 CONSTANTINE CIR, PROSPECT, KY 40059-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2391/0344 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M2391/0344 |
| Instrument | 563403 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,293.00 (+4.47%) | $670,000 (+5.35%) Land $120,000 Building $550,000 | $670,000 (+5.35%) Land $120,000 Building $550,000 |
| 2023 | $7,938.00 | $636,000 Land $116,000 Building $520,000 | $636,000 Land $116,000 Building $520,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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