Montgomery County property record for 9920 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,733 sqft · built 1953 |
| Lot Size | 0.215 acres (9,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Apr 2020) |
| Tax Bill | $7,577 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01127503 |
| Primary APN | 13-01127503 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 1,788 sqft |
| Attic | Attic |
| Attic Area | 560 sqft |
| Basement Area | 945 sqft |
| Finished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,353 sqft (0.215 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01127503 |
|---|---|
| Street Address | 9920 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | MCKENNEY HILLS |
| Legal Subdivision | MCKENNEY HILLS |
| Legal Block | L |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 704000 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Intrafamily Transfer, Transfer |
| Apr 23, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Oct 11, 2018 | Grant Deed, Transfer HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Book / Page | 59420 / 266 |
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0666910001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 26, 2023 |
| Property Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0666910001 |
| Book / Page | 66691 / 1 |
| Map Reference | MB 45 PL 3363 |
| Instrument Date | Mar 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 23, 2020 |
| Property Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0594200266 |
| Book / Page | 059420 / 000266 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9920 GARDINER AVE SILVER SPRING MD 209025610, SILVER SPRING, MD 20902-5610 |
| Document Number | 594200274 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 059420/000274 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 11, 2018 |
| Property Address | 9920 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0567340234 |
| Book / Page | 056734 / 000234 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19215 BEALLSVILLE RD BEALLSVILLE MD 208393325, BEALLSVILLE, MD 20839-3325 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,333 (+4.6%) | $851,200 (-) Land $297,600 Building $553,600 | |
| 2025 | $7,577.00 (-18.45%) | $779,467 (+21.2%) | $851,200 (+14.47%) Land $297,600 Building $553,600 |
| 2024 | $9,291.00 (+74.41%) | ||
| 2023 | $643,100 | $743,600 Land $297,600 Building $446,000 | |
| 2022 | $5,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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