Montgomery County property record for 9915 Gardiner Ave, Silver Spring, MD 20902 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,950 sqft · built 1953 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $487,000 (Oct 2015) |
| Tax Bill | $6,027 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01004925 |
| Primary APN | 13-01004925 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,300 sqft (0.168 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01004925 |
|---|---|
| Street Address | 9915 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST GLEN INC CO SUB |
| Legal Subdivision | FOREST GLEN INV CO SUB |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 704000 |
Source: Montgomery County records · APN 13-01004925
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9915 GARDINER AVE, SILVER SPRING, MD 20902-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2015 · Amount on Record |
| Deed Sale | Oct 01, 2015 · Amount on Record |
| Prior Sale | Nov 10, 2005 · Amount on Record |
| Deed Book / Page | 51049 / 459 |
| Prior Transfer Date | Dec 14, 2005 |
| Prior Transfer Doc | 0317350748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9915 GARDINER AVE, SILVER SPRING, MD 20902-5609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0594530212 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 59453/212 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9915 GARDINER AVE, SILVER SPRING, MD 20902-5609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0632430192 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 63243/192 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,433 (+5.44%) | $568,300 (-) Land $286,900 Building $281,400 | |
| 2025 | $6,027.00 (-4.48%) | $512,567 (+8.2%) | $568,300 (+17.25%) Land $286,900 Building $281,400 |
| 2024 | $6,310.00 (+24.53%) | ||
| 2023 | $473,700 | $484,700 Land $286,900 Building $197,800 | |
| 2022 | $5,067.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317040001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Feb 1983, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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