Lake County property record for 9920 Cramer Rd, Finland, MN 55603
| Property Type | Single Family Home |
|---|---|
| Details | 870 sqft · built 2022 |
| Lot Size | 25.7 acres (1,119,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2022) |
| Tax Bill | $3,866 (2026) |
| Deeds & Mortgages | Sep 2022 Sale |
| APN | 24-6006-28610 |
| Primary APN | 24-6006-28610 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 870 sqft Gross Area |
| 1st Floor Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Wood |
| Lot Area | 1,119,492 sqft (25.7 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Porch Area | 154 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9920 CRAMER RD |
|---|---|
| City | FINLAND |
| State | MN |
| Zip | 55603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOVT LOT 8 AND SOUTHERLY 150 FT OF GOVT LOT 4 |
| Legal Range | 06W |
| Legal Township | 60N |
| Legal Section | 28 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 1 |
| Census Block Group | 1 |
| Census Block | 1410 |
| Census Tract | 370101 |
9920 Cramer Rd is owned by an individual who bought it in August 2022.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2712 397TH AVE NW, BRAHAM, MN 55006-3512 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on File |
| Deed Sale | Aug 25, 2022 · Amount on File |
| Deed Document Number | 20221458339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Sep 2, 2022 |
| Property Address | ISABELLA, MN 55607 |
| Document Number | A000200995 |
| Instrument Date | Aug 25, 2022 |
| Instrument | A000200995 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2712 397TH AVE NW, BRAHAM, MN 55006-3512 |
The 2026 property tax bill for 9920 Cramer Rd was $3,866, up 74.6% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,866.00 (+74.62%) | $785,400 (+22.43%) Land $201,500 Building $583,900 | $785,400 (+22.43%) Land $201,500 Building $583,900 |
| 2025 | $2,214.00 | $641,500 Land $201,500 Building $440,000 | $641,500 Land $201,500 Building $440,000 |
| 2023 | $169,200 Land $164,100 Building $5,100 | $169,200 Land $164,100 Building $5,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9920 Cramer Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9920 Cramer Rd is high, ranking above 82% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 94% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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