9459 Cramer Rd, Finland, MN 55603 Property Records

Lake County property record for 9459 Cramer Rd, Finland, MN 55603

Property Summary

Property TypeRestaurant
Details1 bd · 1 ba · 1,440 sqft · built 2004
Lot Size1.84 acres (80,150 sqft)
OwnerCompany Name on Record
Last Sale$229,000 (Jun 2018)
Tax Bill$1,628 (2025)
Deeds & MortgagesApr 2023 Sale
Jun 2018 Sale
APN24-5906-10195

Property Details

APN / Parcel Number

Primary APN24-5906-10195

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,440 sqft Base Area
Gross Area1,056 sqft
1st Floor Area1,440 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialWood
Lot Area80,150 sqft (1.84 acres)

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area552 sqft
Deck Area32 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address9459 CRAMER RD
CityFINLAND
StateMN
Zip55603
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionN 250 FT OF E 320 FT OF LOT 1
Legal Range06W
Legal Township59N
Legal Section10
Legal Lot Number1
JurisdictionLAKE MN
Township / Civil DivisionLAKE NO. 1
Census Block Group2
Census Block2003
Census Tract370101

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9459 CRAMER RD, FINLAND, MN 55603
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 21, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2018 · Amount on Record
Deed SaleJun 21, 2018 · Amount on Record
Deed Document Number2018190021
Prior Transfer DateOct 20, 2010
Prior Transfer Doc0000172701
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE MN
Recording DateApr 20, 2023
Property Address9459 CRAMER RD, FINLAND, MN 55603
Document NumberA000202148
Instrument DateMar 30, 2023
InstrumentA000202148
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9459 CRAMER RD, FINLAND, MN 55603

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateJun 21, 2018
Property Address9459 CRAMER RD, FINLAND, MN 55603
Document NumberA000190021
Instrument DateJun 12, 2018
InstrumentA000190021
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 656, FINLAND, MN 55603-0656

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,800 (+66.8%) Land $36,300 Building $332,500$368,800 (+66.8%) Land $36,300 Building $332,500
2025$1,628.00
2023$221,100 Land $34,100 Building $187,000$221,100 Land $34,100 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 89% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

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