9920 Alto Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 9920 Alto Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,952 sqft · built 2002
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`496-110-12-00`

Property Details

APN / Parcel Number

Primary APN	`496-110-12-00`
Alternative APN	`4961100400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	23,087 sqft (0.53 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4961100400
Street Address	9920 ALTO DR
City	LA MESA
State	CA
Zip	91941-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 104 0.53 AC M/L IN TR 001516
Legal Subdivision	MOUNT HELIX
Legal Tract	001516
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9920 ALTO DR, LA MESA, CA 91941-4452
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOWLER STATE BANK
Jan 16, 2026	Deed of Trust, Mortgage BLAINE A FOWLER ETAL
Jun 23, 2023	Deed of Trust, Mortgage BLAKE C FOWLER
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 22, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2019
Transfer Doc	0000295769
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2026
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Document Number	0000185932
Instrument Date	Jun 1, 2026
Instrument	2026185932
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9920 ALTO DR, LA MESA, CA 91941-4452

Mortgage

Document Number	0000185932,
Date	Jun 29, 2026
Instrument	2026185932

Lender

Name	FOWLER STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 ALTO DR, LA MESA, CA 91941-4452

Mortgage

Document Number	0000013944
Date	Jan 16, 2026
Instrument	2026-0013944

Lender

Name	BLAINE A FOWLER ETAL
Type	Private Party
Address	1314 SUNDALE RD, EL CAJON, CA 92019

Agreement

Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 ALTO DR, LA MESA, CA 91941-4452

Mortgage

Document Number	0000164070
Date	Jun 23, 2023
Instrument	2023-0164070

Lender

Name	BLAKE C FOWLER
Type	Private Party
Address	4614 TERRAZA CIR, SAN DIEGO, CA 92124

Agreement

Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421061
Date	Sep 14, 2017
Instrument	2017-0421061

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2019
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Document Number	0000295768
Instrument Date	Jun 5, 2019
Instrument	295768
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9920 ALTO DR LA MESA CA 919414452, LA MESA, CA 91941-4452

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2019
Property Address	9920 ALTO DR, LA MESA, CA 91941-4452
Document Number	0000295769
Instrument Date	Jun 5, 2019
Instrument	295769
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9920 ALTO DR LA MESA CA 919414452, LA MESA, CA 91941-4452

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,788 (+2%) Land $93,361 Building $316,427
2025	$4,998.00 (+5.4%) Homeowner's exemption	$401,754 (+4.04%) Land $91,531 Building $310,223
2023	$4,742.00 (+1.13%) Homeowner's exemption	$386,156 Land $87,978 Building $298,178
2022	$4,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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