9902 Alto Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 9902 Alto Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1959
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on Record
Last Sale	$870,000 (Jun 2005)
Tax Bill	$14,574 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`496-110-03-00`

Property Details

APN / Parcel Number

Primary APN	`496-110-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,759 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	27,878 sqft (0.64 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9902 ALTO DR
City	LA MESA
State	CA
Zip	91941-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 105 NE 110 FT /MEAS AT R/A TO NE LI/ OF TR 001516
Legal Subdivision	MOUNT HELIX
Legal Tract	001516
Legal Block	1
Legal Lot Number	105
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15200

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9902 ALTO DR, LA MESA, CA 91941-4452
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2005 · Amount on Record
Deed Sale	Jun 23, 2005 · Amount on Record
Prior Sale	Mar 5, 2003 · Amount on Record
Deed Document Number	2005530093
Last Transfer Date	Dec 8, 2010
Transfer Doc	0000699674
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9902 ALTO DR, LA MESA, CA 91941-4452
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9902 ALTO DR, LA MESA, CA 91941-4452

Mortgage

Document Number	0000223158
Date	Mar 23, 2021
Instrument	2021-0223158

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9902 ALTO DR, LA MESA, CA 91941-4452
Document Number	0000008189
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9902 ALTO DR LA MESA CA 919414452, LA MESA, CA 91941-4452

Mortgage

Document Number	0000008189
Date	Jan 8, 2020
Instrument	8189

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,236,838 (+2%) Land $858,916 Building $377,922
2025	$14,574.00 (+19.17%) Homeowner's exemption	$1,212,587 (+17.73%) Land $842,075 Building $370,512
2023	$12,230.00 (+2.12%) Homeowner's exemption	$1,030,000 Land $555,000 Building $475,000
2022	$11,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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