992 Westminster Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 992 Westminster Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 2021
Lot Size	0.344 acres (14,996 sqft)
Owner	Individual Name on Record
Last Sale	$194,900 (May 2021)
Tax Bill	$949 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0082J-0F-006.00`

Property Details

APN / Parcel Number

Primary APN	`0082J-0F-006.00`
Alternative APN	`14952`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,779 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,996 sqft (0.344 acres)
Lot Dimensions	15 ft deep x 100 ft wide

Location & Zoning

Account Number	14952
Street Address	992 WESTMINSTER DR
City	LANCASTER
State	SC
Zip	29720-0413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100 X 150
Legal Subdivision	CLOIST
Legal Block	97
Legal Lot Number	97
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10500

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit MORTGAGEPROS LLC
May 3, 2021	Re-recorded Document · FHA Mortgage UWHARRIE BANK
Apr 13, 2021	Deed, Transfer · FHA Mortgage UWHARRIE BANK
Dec 2, 2020	Grant Deed, Transfer NOT AVAILABLE
Apr 5, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	20219077
Deed Book / Page	1431 / 270
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0000009077
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413

Mortgage

Document Number	0000002691
Date	Mar 5, 2026
Book Page	5534/148
Instrument	2026002691

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 300, TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413

Mortgage

Document Number	0000013498
Date	Oct 6, 2025
Book Page	5438/1
Instrument	2025013498

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 300, TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2052

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LANCASTER SC
Recording Date	May 3, 2021
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Document Number	0000009077
Book / Page	1425 / 192
Map Reference	PL 10188
Instrument Date	Apr 12, 2021
Instrument	2021009077
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413

Mortgage

Document Number	0000009078
Date	May 3, 2021
Book Page	4385/250
Instrument	2021009078

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 13, 2021
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Document Number	0000007491
Book / Page	1425 / 192
Map Reference	PL 10188
Instrument Date	Apr 12, 2021
Instrument	2021007491
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 WESTMINSTER DRIVE, LANCASTER, SC 29720-0413

Mortgage

Document Number	0000007495
Date	Apr 13, 2021
Book Page	4361/281
Instrument	2021007495

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 2, 2020
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Document Number	0000021774
Book / Page	001388 / 000012
Instrument Date	Aug 27, 2020
Instrument	21774
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6325 WILKINSON BLVD CHARLOTTE NC 282143120, CHARLOTTE, NC 28214-3120

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 5, 2019
Property Address	992 WESTMINSTER DR, LANCASTER, SC 29720-0413
Document Number	0000004730
Book / Page	001223 / 000239
Instrument Date	Mar 27, 2019
Instrument	4730
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$49.95
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00 (+7.96%)	$8,496 (+9.94%) Land $800 Building $7,696	$212,400 (+9.94%) Land $20,000 Building $192,400
2024	$879.00 (+0.46%)
2023	$875.00	$7,728 Land $800 Building $6,928	$193,200 Land $20,000 Building $173,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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