1020 Westminster Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 1020 Westminster Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 2022
Lot Size	0.513 acres (22,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2024)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Jun 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0082J-0F-008.00`

Property Details

APN / Parcel Number

Primary APN	`0082J-0F-008.00`
Alternative APN	`14954`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,471 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,357 sqft (0.513 acres)
Lot Width	105 ft Width

Location & Zoning

Account Number	14954
Street Address	1020 WESTMINSTER DR
City	LANCASTER
State	SC
Zip	29720-0414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	58X237X214X150
Legal Subdivision	CLOIST
Legal Block	95
Legal Lot Number	95
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10500

Owner

Source: Lancaster County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SATISH CHANDRA
Jun 7, 2022	Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION FINANCE CORPORATION
Oct 1, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Aug 8, 2022	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 15, 2021	Deed, Transfer
Dec 2, 2020	Grant Deed, Transfer NOT AVAILABLE
May 7, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	202412007
Deed Book / Page	1839 / 158
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 ROSE LAKE DR I, I, CHARLOTTE, NC 28217-2880
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025349
Date	Dec 17, 2021
Book Page	4622/55
Instrument	2021025349

Lender

Name	SATISH CHANDRA
Type	Private Party
Address	1651 SHORE PL UNIT 4, SANTA CLARA, CA 95054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009478
Date	Jun 7, 2022
Book Page	4759/202
Instrument	2022009478

Lender

Name	CONSTRUCTION FINANCE CORPORATION
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 1, 2023

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 1, 2024
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000012007
Book / Page	1839 / 158
Map Reference	MB 2022 PG 11
Instrument Date	Oct 1, 2024
Instrument	2024012007
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414

Mortgage

Document Number	0000012008
Date	Oct 1, 2024
Instrument	2024012008

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 8, 2022
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000012985
Book / Page	1577 / 334
Map Reference	PL 10188
Instrument Date	Aug 8, 2022
Instrument	2022012985
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$679.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6022 CANDLESTICK LN, LANCASTER, SC 29720-1312

Mortgage

Document Number	0000012986
Date	Aug 8, 2022
Instrument	2022012986

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000013106
Date	Aug 10, 2022
Book Page	4805/199
Instrument	2022013106

Lender

Name	CONSTRUCTION FINANCE CORPORATION
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 15, 2021
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000021077
Book / Page	1480 / 222
Map Reference	PL 10188
Instrument Date	Oct 14, 2021
Instrument	2021021077
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$284.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691, LANCASTER, SC 29721-1691
Investor	Possibly a Property Investor

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 2, 2020
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000021774
Book / Page	001388 / 000012
Instrument Date	Aug 27, 2020
Instrument	21774
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6325 WILKINSON BLVD CHARLOTTE NC 282143120, CHARLOTTE, NC 28214-3120

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 7, 2019
Property Address	1020 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000006290
Book / Page	001231 / 000103
Instrument Date	May 7, 2019
Instrument	6290
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$83.92
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (-71.01%)	$10,048 (-34.3%) Land $1,200 Building $8,848	$251,200 (-1.45%) Land $30,000 Building $221,200
2023	$5,061.00	$15,294 Land $1,800 Building $13,494	$254,900 Land $30,000 Building $224,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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