992 River Loop Rd, Laceys Spring, AL 35754 Property Records

Morgan County property record for 992 River Loop Rd, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2006
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Jun 2017)
Tax Bill	$578 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-09-32-0-000-064.000`

Property Details

APN / Parcel Number

Primary APN	`07-09-32-0-000-064.000`
Alternative APNs	`145314` `18313`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	145314
Street Address	992 RIVER LOOP RD
City	LACEYS SPRING
State	AL
Zip	35754-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW SUBD ADD 2 LOT 28
Legal Range	1E
Legal Township	5S
Legal Section	32
Legal Subdivision	RIVERVIEW S/D ADD #2
Legal Lot Number	28
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1002
Census Tract	5703

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	992 RIVER LOOP RD, LACEYS SPRING, AL 35754-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Book / Page	2017 / 4684
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 6, 2017
Property Address	992 RIVER LOOP RD, LACEYS SPRING, AL 35754-3132
Document Number	DEED2017/04684
Book / Page	DEED2017 / 04684
Map Reference	MB 6 PG 12
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2452 MOLINO RD, MOLINO, FL 32577-4078

Mortgage

Document Number	MTG201717224
Date	Jun 6, 2017
Instrument	MTG2017/17224

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00	$16,890 (-) Land $2,070 Building $14,820	$168,900 (-) Land $20,700 Building $148,200
2024		$16,890 (+4.19%) Land $2,070 Building $14,820	$168,900 (+4.19%) Land $20,700 Building $148,200
2023	$578.00 (+13.11%) Homeowner's exemption	$16,210 (+7.21%) Land $1,910 Building $14,300	$162,100 (+7.21%) Land $19,100 Building $143,000
2022	$511.00 Homeowner's exemption	$15,120 Land $1,740 Building $13,380	$151,200 Land $17,400 Building $133,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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