Morgan County property record for 1097 River Loop Rd, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,764 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 07-09-32-0-000-071.000 |
| Primary APN | 07-09-32-0-000-071.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Utility Building | 126 sqft |
| Account Number | 71878 |
|---|---|
| Street Address | 1097 RIVER LOOP RD |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SO LINE OF SEC 32 & W LINE OF TENN RIVER; T.V.A. MARKERS 89 TH NW'LY 954.14' TO POB; TH SW 208.74'; TH TO E R/W COFFEE |
| Legal Range | 1E |
| Legal Township | 5S |
| Legal Section | 32 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5703 |
Source: Morgan County assessment roll, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1147 RIVER LOOP RD, LACEYS SPRING, AL 35754-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,250 (-) Land $13,160 Building $8,090 | $212,500 (-) Land $131,600 Building $80,900 | |
| 2024 | $21,250 (+6.41%) Land $13,160 Building $8,090 | $212,500 (+6.41%) Land $131,600 Building $80,900 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $19,970 Land $12,170 Building $7,800 | $199,700 Land $121,700 Building $78,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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