992 Pine St, Winnetka, IL 60093 Property Records

Cook County property record for 992 Pine St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,829 sqft · built 1929
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individuals on Record
Last Sale	$975,000 (Dec 2009)
Tax Bill	$23,722 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-200-001`

Property Details

APN / Parcel Number

Primary APN	`05-20-200-001`
Alternative APN	`05-20-200-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,829 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	992 PINE ST
City	WINNETKA
State	IL
Zip	60093-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	PROVIDENT MUTUAL ASSOCIATION
Legal Block	7-12
Legal Lot Number	16,17
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	5
Census Block	5001
Census Tract	800500

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	992 PINE ST, WINNETKA, IL 60093-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 4, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Dec 19, 2019	Deed of Trust, Mortgage GUARANTEED RATE
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN BK GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2009 · Amount on Record
Deed Sale	Dec 11, 2009 · Amount on Record
Prior Sale	Dec 4, 2000 · Amount on Record
Deed Document Number	200933104
Prior Transfer Date	Jan 9, 1996
Prior Transfer Doc	0000000870
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	992 PINE ST, WINNETKA, IL 60093-2022
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028706457
Date	Oct 14, 2021
Instrument	2128706457

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	992 PINE ST, WINNETKA, IL 60093-2022
Document Number	2101516059
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	992 PINE ST WINNETKA IL 600932022, WINNETKA, IL 60093-2022

Mortgage

Document Number	2101516059
Date	Jan 15, 2021
Instrument	1516059

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	992 PINE ST, WINNETKA, IL 60093-2022
Document Number	2004915158
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	992 PINE ST WINNETKA IL 600932022, WINNETKA, IL 60093-2022

Mortgage

Document Number	2004915158
Date	Feb 18, 2020
Instrument	4915158

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	992 PINE ST, WINNETKA, IL 60093-2022
Document Number	1816249264
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	992 PINE ST WINNETKA IL 600932022, WINNETKA, IL 60093-2022

Mortgage

Document Number	1816249264
Date	Jun 11, 2018
Instrument	16249264

Lender

Name	EVERGREEN BK GRP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,998 (+14.35%) Land $40,625 Building $94,373	$1,349,980 (+14.35%) Land $406,250 Building $943,730
2023	$23,722.00 (-5.18%)
2022	$25,019.00 Homeowner's exemption	$118,057 Land $34,375 Building $83,682	$1,180,570 Land $343,750 Building $836,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	14 (1980–2016)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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