Cook County property record for 972 Pine St, Winnetka, IL 60093 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,058 sqft · built 2022 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,950,000 (Jul 2022) |
| Tax Bill | $6,120 (2023) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-200-005 |
| Primary APN | 05-20-200-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,058 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 972 PINE ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | PROVIDENT MUTUAL ASSOCIATION |
| Legal Block | 7-12 |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 800500 |
Source: Cook County records · APN 05-20-200-005
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 13, 2021 | Warranty Deed, Transfer PROPERTY TITLE, PROPER TITLE |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2022 · Amount on Record |
| Deed Sale | Jul 08, 2022 · Amount on Record |
| Prior Sale | May 13, 2021 · Amount on Record |
| Deed Document Number | 20221379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 08, 2022 |
| Property Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Document Number | 0018901379 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2218901379 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Document Number | 0018901380 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 2218901380 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 13, 2021 |
| Property Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Document Number | 0013339089 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2113339089 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 972 PINE ST, WINNETKA, IL 60093-2022 |
| Document Number | 1711747066 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 972 PINE ST WINNETKA IL 600932022, WINNETKA, IL 60093-2022 |
| Document Number | 1711747066 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 11747066 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,000 (+619.7%) Land $31,200 Building $158,800 | $1,900,000 (+619.7%) Land $312,000 Building $1,588,000 | |
| 2023 | $6,120.00 (+6.23%) | ||
| 2022 | $5,761.00 | $26,400 Land $26,400 | $264,000 Land $264,000 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318005005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 14 (1980–2016) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Jul 2016, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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