992 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 992 Main St, Andrews, NC 28901

Property Summary

Property TypeCommercial
Details2,440 sqft · built 1945
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$217,000 (Jun 2026)
Tax Bill$731 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN555616931090000

Property Details

APN / Parcel Number

Primary APN555616931090000
Alternative APNs
  • 46623
  • 60266

Interior

Stories1 Story
Building Area2,440 sqft Heated Area
Gross Area2,716 sqft
1st Floor Area2,440 sqft
FlooringWood
Interior WallsMasonry
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialOther
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 28 ft wide
PorchSlab
Porch Area80 sqft
Deck Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number60266
Street Address992 MAIN ST
CityANDREWS
StateNC
Zip28901-7087
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCB
Legal DescriptionP/O LOTS 11 & 12 BLK G ANDREWS 1573/458 A/4
Legal BlockG
Legal Lot Number11-12
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group2
Census Block2006
Census Tract930101

Owner

992 Main St, a commercial property, is owned by a company that bought it in June 2026.

Source: Cherokee County records, as of August 10, 2026

Owner of RecordCompany Name on File
Mailing Address2610 64TH ST SW, NAPLES, FL 34105-7306
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 5, 2023Warranty Deed, Transfer
Nov 2, 2017Warranty Deed, Transfer · Stand-Alone First Mortgage
S & N MAIN STREET VENTURES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleJun 5, 2023 · Amount on File
Deed Document Number20262685
Deed Book / Page1802 / 1008
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 1, 2026
Property Address992 MAIN ST, ANDREWS, NC 28901-7087
Document Number01802/1008
Book / Page1802 / 1008
Instrument DateMay 19, 2026
Instrument20262685
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$43,834.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2610 64TH ST SW, NAPLES, FL 34105-7306

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 5, 2023
Property Address992 MAIN ST, ANDREWS, NC 28901-7087
Document Number001736/244
Book / Page1736 / 244
Instrument DateMay 31, 2023
Instrument2703
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

AmountAmount on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1169, ANDREWS, NC 28901-1169

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 HOLIDAY DR, MURPHY, NC 28906-8105

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 2, 2017
Property Address992 MAIN ST, ANDREWS, NC 28901-7087
Document Number01573/0458
Book / Page01573 / 0458
Instrument DateOct 31, 2017
Instrument05139
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 KINGSGATE LN, 318, ANDREWS, NC 28901-7491

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1169, ANDREWS, NC 28901-1169

Mortgage

Document Number0000005140
DateNov 2, 2017
Instrument05140
Lender
NameS & N MAIN STREET VENTURES LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 992 Main St was $731.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAndrews Town
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$731.00$119,870$119,870 Land $33,600 Building $86,270
2023$119,870$119,870 Land $33,600 Building $86,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 992 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 992 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ANDREWS
serves 3,284 people · EPA ID NC0120020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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