965 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 965 Main St, Andrews, NC 28901

Property Summary

Property Type	Commercial
Details	1,500 sqft · built 1945
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Tax Bill	$369 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`555616839160000`

Property Details

APN / Parcel Number

Primary APN	`555616839160000`
Alternative APN	`20801`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Heated Area
Flooring	Wood
Interior Walls	Masonry
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	20801
Street Address	965 MAIN ST
City	ANDREWS
State	NC
Zip	28901-7087
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CB
Legal Description	LOT 16 BLK C TOWN OF ANDREWS 1543/718 A/4
Legal Block	C
Legal Lot Number	16
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	3
Census Block	3016
Census Tract	930101

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	490 ROCKY CREEK RD, ANDREWS, NC 28901-6304
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017
Deed Sale	Jul 17, 2017
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	03070
Deed Book / Page	01564 / 0751
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 17, 2017
Property Address	965 MAIN ST, ANDREWS, NC 28901-7087
Document Number	01564/0751
Book / Page	01564 / 0751
Map Reference	MB 1543 PG 718
Instrument Date	Jul 6, 2017
Instrument	03070
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 FAIRVIEW RD, ANDREWS, NC 28901-7427

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00	$60,550 (-)	$60,550 (-) Land $30,000 Building $30,550
2023		$60,550	$60,550 Land $30,000 Building $30,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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