Pinellas County property record for 992 16th Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,283 sqft · built 1981 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,751 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-2781-2 |
| Primary APN | C62-000-741-2781-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,283 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 106 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 277 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1419 |
|---|---|
| Street Address | 992 16TH LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SPRING RUN BLK B, LOT 16 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 1 |
| Legal Subdivision | SPRING RUN |
| Legal Tract | 85005 |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 27207 |
Source: Pinellas County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 5, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 25, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 |
| Deed Sale | Jun 25, 2020 |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Document Number | 2020190875 |
| Deed Book / Page | 21053 / 1104 |
| Prior Transfer Date | Jun 17, 2020 |
| Prior Transfer Doc | 0210531104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER |
| Name | Verified Name |
|---|---|
| Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Document Number | 0234812455 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 23481/2455 |
| Instrument | 2026064802 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Document Number | 0214791264 |
|---|---|
| Date | Apr 10, 2021 |
| Book Page | 21479/1264 |
| Instrument | 2021118010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0199301945 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 19930/1945 |
| Instrument | 2018035861 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206831240 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 20683/1240 |
| Instrument | 2019286646 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Mar 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 25, 2020 |
| Property Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Document Number | 0210531104 |
| Book / Page | 21053 / 1104 |
| Map Reference | MB 82 PG 33 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 2020190875 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | INSPIRE CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 992 16TH LN, PALM HARBOR, FL 34683-4707 |
| Document Number | 0210531107 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 21053/1107 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Mar 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,751.00 (+6.7%) Homeowner's exemption Veteran's exemption | $133,278 (+5.99%) | $409,159 (+21.64%) Land $169,846 Building $239,313 |
| 2024 | $1,641.00 (+2.56%) | ||
| 2023 | $1,600.00 (+4.23%) Homeowner's exemption Veteran's exemption | $125,750 (+3%) | $336,380 (+22.84%) Land $162,995 Building $173,385 |
| 2022 | $1,535.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $122,087 | $273,826 Land $156,812 Building $117,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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