970 16th Ln, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 970 16th Ln, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,283 sqft · built 1981
Lot Size0.177 acres (7,736 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2017)
Tax Bill$3,379 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2780-4

Property Details

APN / Parcel Number

Primary APNC62-000-741-2780-4
Alternative APNs
  • 01-28-15-85005-002-0150
  • 152801850050020150
  • R1418

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,283 sqft Heated Area
1st Floor Area1,283 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,736 sqft (0.177 acres)
Lot Dimensions106 ft deep x 73 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area313 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1418
Old Parcel Number152801850050020150
Street Address970 16TH LN
CityPALM HARBOR
StateFL
Zip34683-4707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING RUN BLK B, LOT 15
Legal Range15
Legal Township28
Legal Section01
Legal SubdivisionSPRING RUN
Legal BlockB
Legal Lot Number15
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1010
Census Tract27207

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address970 16TH LN, PALM HARBOR, FL 34683-4707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 25, 2018Deed of Trust, Mortgage · FHA Mortgage
LANDMARK MORTGAGE & ASSOCIATES INC
Aug 1, 2017Warranty Deed, Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2017 · Amount on File
Deed SaleAug 1, 2017 · Amount on File
Prior SaleApr 7, 2006 · Amount on File
Deed Document Number2017239394
Deed Book / Page19725 / 1432
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address970 16TH LN, PALM HARBOR, FL 34683-4707
Transaction TypeMortgage
Record UpdatedApr 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 16TH LN, PALM HARBOR, FL 34683-4707

Mortgage

Document Number0219981478
DateMar 31, 2022
Book Page21998/1478
Instrument2022100867
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address970 16TH LN, PALM HARBOR, FL 34683-4707
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200260862
DateApr 25, 2018
Book Page20026/0862
Instrument2018129209
Lender
NameLANDMARK MORTGAGE & ASSOCIATES INC
TypeMortgage Company
AddressLAKELAND, FL 33801
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 1, 2017
Property Address970 16TH LN, PALM HARBOR, FL 34683-4707
Document Number0197251432
Book / Page19725 / 1432
Map ReferenceMB82 PG33
Instrument DateJul 31, 2017
Instrument2017239394
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyALBRITTON TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 DEMPSEY RD, 405, PALM HARBOR, FL 34683-5206

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 16TH LN, PALM HARBOR, FL 34683-4707

Mortgage

Document Number2017239395
DateAug 1, 2017
Instrument2017239395
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,379.00 (+7.78%) Homeowner's exemption$218,444 (+5.99%)$377,454 (+20.02%) Land $160,097 Building $217,357
2023$3,135.00 (+3.23%) Homeowner's exemption$206,105 (+3%)$314,481 (+7.95%) Land $153,996 Building $160,485
2022$3,037.00 Homeowner's exemption$200,102$291,333 Land $153,521 Building $137,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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