9914 Flora Ct, Laurel, MD 20723 Property Records

Howard County property record for 9914 Flora Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,587 sqft · built 2015
Lot Size	0.255 acres (11,102 sqft)
Owner	Individual Name on File
Last Sale	$908,923 (Oct 2015)
Tax Bill	$13,357 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-596073`

Property Details

APN / Parcel Number

Primary APN	`06-596073`
Alternative APN	`596073`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,587 sqft Total Area
Basement Area	1,679 sqft
Finished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,102 sqft (0.255 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	99 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596073
Street Address	9914 FLORA CT
City	LAUREL
State	MD
Zip	20723-5799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-ED
Legal Description	LOT 17 11,102 SQ' 9914 FLORA CT WINCOPIA FARMS
Legal Subdivision	WINCOPIA FARMS
Legal Lot Number	17
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1009
Census Tract	606807

Owner

Source: Howard County assessment roll, APN 06-596073, as of August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9914 FLORA CT, LAUREL, MD 20723-5799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2015 · Amount on Record
Deed Sale	Oct 09, 2015 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Book / Page	16485 / 163
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9914 FLORA CT, LAUREL, MD 20723-5799
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199360001
Date	Nov 18, 2020
Book Page	19936/1

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll as of August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,096,267 (+4.45%)	$1,189,600 (+13.34%) Land $352,400 Building $837,200
2025	$13,357.00 (+58.48%) Homeowner's exemption	$1,049,600 (+23.65%) Land $237,400 Building $812,200	$1,049,600 (-) Land $237,400 Building $812,200
2023		$848,867	$1,049,600 Land $237,400 Building $812,200
2022	$8,428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 357 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20