9901 Flora Ct, Laurel, MD 20723 Property Records

Howard County property record for 9901 Flora Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,402 sqft · built 2016
Lot Size	0.231 acres (10,041 sqft)
Owner	2 Individual Names on File
Last Sale	$967,175 (Apr 2016)
Tax Bill	$14,655 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-596078`

Property Details

APN / Parcel Number

Primary APN	`06-596078`
Alternative APN	`596078`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,402 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,041 sqft (0.231 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596078
Street Address	9901 FLORA CT
City	LAUREL
State	MD
Zip	20723-5799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-ED
Legal Description	LOT 22 10,041 SQ' 9901 FLORA CT WINCOPIA FARMS
Legal Subdivision	WINCOPIA FARMS
Legal Lot Number	22
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1009
Census Tract	606807

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9901 FLORA CT, LAUREL, MD 20723-5799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2016 · Amount on Record
Deed Sale	Apr 28, 2016 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Book / Page	16818 / 208
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	May 22, 2026
Property Address	9901 FLORA CT, LAUREL, MD 20723-5799
Document Number	2325000087
Book / Page	23250 / 87
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9901 FLORA CT, LAUREL, MD 20723-5799

Mortgage

Document Number	2325000087,
Date	May 22, 2026
Book Page	23250/87

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,029,533 (+4.54%)	$1,119,000 (+13.63%) Land $347,600 Building $771,400
2025	$14,655.00 (+72.94%)	$984,800 (+18.65%) Land $232,600 Building $752,200	$984,800 (-) Land $232,600 Building $752,200
2023		$830,000	$984,800 Land $232,600 Building $752,200
2022	$8,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20