9912 Rain Check Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 9912 Rain Check Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2020)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-141-32-00-7`

Property Details

APN / Parcel Number

Primary APN	`525-141-32-00-7`
Alternative APNs	`525-141-32-1` `5251413200` `52514132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	525141321
Street Address	9912 RAIN CHECK DR
City	BAKERSFIELD
State	CA
Zip	93312-5950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5978 , BLOCK PH2, LOT 65
Legal Subdivision	5978 PH 2
Legal Tract	5978
Legal Block	1
Legal Lot Number	65
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	510

Owner

9912 Rain Check Dr is owned and occupied by an individual who bought it in July 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Grant Deed, Transfer · FHA Mortgage MORTGAGE HOUSE
Aug 21, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	202086027
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	0000109497
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112889
Date	Sep 3, 2019
Instrument	219112889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 2, 2020
Property Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Document Number	0000086027
Instrument Date	Jun 16, 2020
Instrument	86027
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9912 RAIN CHECK DR BAKERSFIELD CA 933125950, BAKERSFIELD, CA 93312-5950

Mortgage

Document Number	86028
Date	Jul 2, 2020
Instrument	86028

Lender

Name	MORTGAGE HOUSE
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Mortgage

Document Number	86029,
Date	Jul 2, 2020
Instrument	86029

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Aug 21, 2018
Property Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Document Number	0000109497
Instrument Date	Aug 8, 2018
Instrument	109497
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2234 WINIFRED ST #2 SIMI VALLEY CA 930632974, 2, SIMI VALLEY, CA 93063-2974

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 21, 2018
Property Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Document Number	0000109498
Map Reference	MB47 PG35,36&37
Instrument Date	Aug 6, 2018
Instrument	0218109498
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9912 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950

Mortgage

Document Number	0000109499
Date	Aug 21, 2018
Instrument	0218109499

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9912 Rain Check Dr was $4,357 with a homeowner's exemption, up 1.2% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,537 (+2%) Land $77,284 Building $204,253
2025	$4,357.00 (+1.23%) Homeowner's exemption	$276,018 Land $75,769 Building $200,249
2024	$4,304.00 (+1.99%)
2023	$4,220.00 (+1.47%) Homeowner's exemption	$265,302 Land $72,828 Building $192,474
2022	$4,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9912 Rain Check Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9912 Rain Check Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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