9904 Rain Check Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 9904 Rain Check Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 2002
Lot Size	0.159 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2024)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`525-141-30-00-1`

Property Details

APN / Parcel Number

Primary APN	`525-141-30-00-1`
Alternative APNs	`525-141-30-5` `5251413000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Construction Type	Wood
Lot Area	6,969 sqft (0.159 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Old Parcel Number	5251413000
Street Address	9904 RAIN CHECK DR
City	BAKERSFIELD
State	CA
Zip	93312-5950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5978, BLOCK PH2, LOT 63
Legal Subdivision	5978 PH 2
Legal Tract	5978
Legal Block	PH2
Legal Lot Number	63
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	510

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
May 5, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	224080962
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950

Mortgage

Document Number	0000110551
Date	Sep 18, 2025
Instrument	225110551

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950

Mortgage

Document Number	0000016044
Date	Feb 13, 2024
Instrument	224016044

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	May 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 5, 2021
Property Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950
Document Number	0000085608
Map Reference	MB 47 PG 35-37
Instrument Date	Apr 5, 2021
Instrument	221085608
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9904 RAIN CHECK DR, BAKERSFIELD, CA 93312-5950

Mortgage

Document Number	0000085609
Date	May 5, 2021
Instrument	221085609

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,699.00 (+13.03%)	$390,000 (+15.34%) Land $117,000 Building $273,000
2023	$5,042.00 (+1.29%) Homeowner's exemption	$338,130 Land $78,030 Building $260,100
2022	$4,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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