9912 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 9912 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,676 sqft · built 1960
Lot Size	0.75 acres (32,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2020)
Tax Bill	$4,478 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45201.1719`

Property Details

APN / Parcel Number

Primary APN	`45201.1719`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,154 sqft
Basement Area	600 sqft
Finished Basement	522 sqft
Unfinished Basement	78 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2017
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,660 sqft (0.75 acres)
Lot Dimensions	460 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces
Patio Area	162 sqft
Canopy	270 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9912 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	OPPORTUNITY PT OF B236 E71.375FT OF W163.6FT OF N4/10
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	OPPORTUNITY
Legal Tract	236
Legal Block	236
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9912 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 24, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	20206942754
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0005855856
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9912 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006657367
Date	Nov 7, 2017
Instrument	6657367

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 15, 2020
Property Address	9912 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Document Number	0006942754
Map Reference	VOL K PG 20
Instrument Date	Jul 6, 2020
Instrument	6942754
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9912 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667

Mortgage

Document Number	0006942755
Date	Jul 15, 2020
Instrument	6942755

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 24, 2017
Property Address	9912 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Document Number	0006588242
Instrument Date	Mar 2, 2017
Instrument	6588242
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,942.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9912 E 4TH AVE SPOKANE VALLEY WA 992063667, SPOKANE VALLEY, WA 99206-3667

Mortgage

Document Number	6588243
Date	Mar 24, 2017
Instrument	6588243

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,478.00 (+1.8%)	$419,300 (+14.59%) Land $123,500 Building $295,800	$419,300 (+14.59%) Land $123,500 Building $295,800
2025	$4,399.00 (+25.54%)
2024		$365,900 (+50.39%) Land $93,600 Building $272,300	$365,900 (+50.39%) Land $93,600 Building $272,300
2023	$3,504.00 (+22.99%)	$243,300 Land $70,200 Building $173,100	$243,300 Land $70,200 Building $173,100
2022	$2,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Wired or Wireless.

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