9904 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 9904 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,434 sqft · built 1927
Lot Size	1 acres (43,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,500 (Mar 2004)
Tax Bill	$4,709 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45201.1720`

Property Details

APN / Parcel Number

Primary APN	`45201.1720`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,631 sqft
Patio Area	985 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9904 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	OPPORTUNITY ADD W92.225FT OF N4/10 TR 236 EXC RD
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	OPPORTUNITY ADD
Legal Tract	236
Legal Block	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	12500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 31, 2019	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2004 · Amount on Record
Deed Sale	Mar 26, 2004 · Amount on Record
Prior Sale	Mar 3, 2003 · Amount on Record
Deed Document Number	20045049088
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	0004830532
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 13, 2026
Property Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Document Number	0007501307
Instrument Date	Jul 7, 2026
Instrument	20267501307
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667

Mortgage

Document Number	0007501307,
Date	Jul 13, 2026
Instrument	20267501307

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007131118
Date	Sep 28, 2021
Instrument	7131118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006581060
Date	Feb 23, 2017
Instrument	6581060

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	9904 E 4TH AVE, SPOKANE VALLEY, WA 99206-3667
Document Number	0006782176
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9904 E 4TH AVE SPOKANE VALLEY WA 992063667, SPOKANE VALLEY, WA 99206-3667

Mortgage

Document Number	0006782176
Date	Feb 15, 2019
Instrument	6782176

Lender

Name	UMPQUA BK
Type	Bank
Address	SPOKANE, WA 99206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,709.00 (-3.54%)	$451,660 (+60.27%) Land $128,460 Building $323,200	$451,660 (+60.27%) Land $128,460 Building $323,200
2025	$4,882.00 (+79.62%)
2024		$281,820 (+49.04%) Land $88,920 Building $192,900	$281,820 (+49.04%) Land $88,920 Building $192,900
2023	$2,718.00 (+22.16%)	$189,090 Land $66,690 Building $122,400	$189,090 Land $66,690 Building $122,400
2022	$2,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Wired or Wireless.

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