991 US 70 W, Morganton, NC 28655 Property Records

Burke County property record for 991 US 70 W, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 753 sqft · built 1927
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2022)
Tax Bill	$673 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1762977214`

Property Details

APN / Parcel Number

Primary APN	`1762977214`
Alternative APN	`20045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	753 sqft Living Area
1st Floor Area	753 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	991 US 70 W
City	MORGANTON
State	NC
Zip	28655-9849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DEN
Legal Description	991 US 70 W MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3033
Census Tract	20301

Owner

991 US 70 W is owned and occupied by an individual who bought it in August 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	991 US 70 W, MORGANTON, NC 28655-9849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Apr 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Document Number	202221024531
Deed Book / Page	2639 / 693
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 11, 2022
Property Address	991 US 70 W, MORGANTON, NC 28655-9849
Document Number	0026390693
Book / Page	2639 / 693
Instrument Date	Aug 11, 2022
Instrument	2021024531
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3194 BASS AVE, VALDESE, NC 28690-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 US 70 W, MORGANTON, NC 28655-9849

Mortgage

Document Number	2021024532
Date	Aug 11, 2022
Instrument	2021024532

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	10.4%
Index	5-Year CMT
Max Rate	10.4%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 22, 2022
Property Address	991 US 70 W, MORGANTON, NC 28655-9849
Document Number	0026180783
Book / Page	2618 / 783
Instrument Date	Apr 14, 2022
Instrument	2022020319
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MOLLHOLLAND BLVD, MORGANTON, NC 28655-4905

Tax Assessment & Valuation

The 2026 property tax bill for 991 US 70 W was $673, up 2.7% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$673.00 (+2.75%)	$86,660 (-) Land $13,171 Building $73,489	$86,660 (-) Land $13,171 Building $73,489
2025	$655.00	$86,660 Land $13,171 Building $73,489	$86,660 Land $13,171 Building $73,489
2023	$655.00	$86,660 Land $13,171 Building $73,489	$86,660 Land $13,171 Building $73,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 US 70 W in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 US 70 W is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

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