974 US 70 W, Morganton, NC 28655 Property Records

Burke County property record for 974 US 70 W, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1938
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2026)
Tax Bill	$837 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1762977479`

Property Details

APN / Parcel Number

Primary APN	`1762977479`
Alternative APN	`24278`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Flooring	Tile

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	974 US 70 W
City	MORGANTON
State	NC
Zip	28655-9849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DEN
Legal Description	974 US 70 W MORGANTON, NC 28655
Legal Subdivision	SURVEY OF PROPERTY FOR MARIE B JOHNSON
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3015
Census Tract	20301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	974 US 70 W, MORGANTON, NC 28655-9849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Feb 6, 2024 · Amount on Record
Deed Document Number	202626007018
Deed Book / Page	2887 / 93
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 28, 2026
Property Address	974 US 70 W, MORGANTON, NC 28655-9849
Document Number	0026007018
Book / Page	2887 / 93
Instrument Date	Jul 13, 2026
Instrument	202626007018
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 US 70 W, MORGANTON, NC 28655-9849

Mortgage

Document Number	0000007019,
Date	Jul 28, 2026
Instrument	20267019

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 6, 2024
Property Address	974 US 70 W, MORGANTON, NC 28655-9849
Document Number	0027280259
Book / Page	2728 / 259
Instrument Date	Feb 5, 2024
Instrument	2024000955
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6850, SAN MATEO, CA 94403-6850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 US 70 W, MORGANTON, NC 28655-9849

Mortgage

Document Number	2024000956
Date	Feb 6, 2024
Instrument	2024000956

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0027280276
Date	Feb 6, 2024
Book Page	2728/276
Instrument	2024000957

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 10, 2023
Property Address	974 US 70 W, MORGANTON, NC 28655-9849
Document Number	0027100274
Book / Page	2710 / 274
Instrument Date	Oct 6, 2023
Instrument	2023009399
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	944 US 70 W, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6850, SAN MATEO, CA 94403-6850
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$837.00 (+2.7%)	$111,381 (-) Land $13,491 Building $97,890	$111,381 (-) Land $13,491 Building $97,890
2025	$815.00 (+70.15%)	$111,381 (+86.17%) Land $13,491 Building $97,890	$111,381 (+86.17%) Land $13,491 Building $97,890
2023	$479.00	$59,828 Land $13,491 Building $46,337	$59,828 Land $13,491 Building $46,337

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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