991 Sulphur Spring Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 991 Sulphur Spring Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2004
Lot Size	7.11 acres (309,712 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jan 2018)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032 A 8B`

Property Details

APN / Parcel Number

Primary APN	`032 A 8B`
Alternative APN	`14543`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,316 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Log
Lot Area	309,712 sqft (7.11 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14543
Street Address	991 SULPHUR SPRING RD
City	PROSPECT
State	VA
Zip	23960-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUA
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	3
Census Block	3009
Census Tract	930202

Owner

991 Sulphur Spring Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	991 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Deed Document Number	2018117
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	991 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001607
Date	Sep 14, 2017
Instrument	170001607

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 8, 2057

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	991 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002423
Date	Dec 18, 2020
Instrument	202002423

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Jan 23, 2018
Property Address	991 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Document Number	180000117
Instrument Date	Jan 11, 2018
Instrument	180000117
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 SULPHUR SPRING RD, PROSPECT, VA 23960-8105

Mortgage

Document Number	180000118
Date	Jan 23, 2018
Instrument	180000118

Lender

Name	EAGLE HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 991 Sulphur Spring Rd was $1,318, up 8% from the year before.

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+8.03%)	$329,500 Land $25,200 Building $304,300	$329,500 Land $25,200 Building $304,300
2024	$1,220.00 (+6.18%)
2023	$1,149.00	$239,400 Land $17,600 Building $221,800	$239,400 Land $17,600 Building $221,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 Sulphur Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 Sulphur Spring Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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