988 Sulphur Spring Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 988 Sulphur Spring Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,760 sqft · built 1742
Lot Size	8.82 acres (384,199 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jan 2021)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 3 9`

Property Details

APN / Parcel Number

Primary APN	`031 3 9`
Alternative APN	`22457`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1742
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	384,199 sqft (8.82 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22457
Street Address	988 SULPHUR SPRING RD
City	PROSPECT
State	VA
Zip	23960-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELAM ACS LOT #9
Legal Lot Number	9
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	3
Census Block	3016
Census Tract	930202

Owner

988 Sulphur Spring Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Prince Edward County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	988 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST COMPANY
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Deed Document Number	2021173
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	988 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000455
Date	Mar 22, 2019
Instrument	190000455

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Jan 25, 2021
Property Address	988 SULPHUR SPRING RD, PROSPECT, VA 23960-8105
Document Number	202100173
Instrument Date	Jan 21, 2021
Instrument	202100173
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	AURORA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 SULPHUR SPRING RD, PROSPECT, VA 23960-8105

Mortgage

Document Number	202100174
Date	Jan 25, 2021
Instrument	202100174

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 988 Sulphur Spring Rd was $1,371, up 39.5% from the year before.

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+39.47%)	$342,700 Land $43,600 Building $299,100	$342,700 Land $43,600 Building $299,100
2024	$983.00 (+6.27%)
2023	$925.00	$192,800 Land $32,600 Building $160,200	$192,800 Land $32,600 Building $160,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 988 Sulphur Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 Sulphur Spring Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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