991 Main St, Monroe, OR 97456 Property Records

Benton County property record for 991 Main St, Monroe, OR 97456

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2022)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14533BA01301`

Property Details

APN / Parcel Number

Primary APN	`14533BA01301`
Alternative APN	`380517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	380517
Street Address	991 MAIN ST
City	MONROE
State	OR
Zip	97456-8432
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	GRA
Legal Description	LOOKOUT #2
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	LOOKOUT #2
Legal Lot Number	1-3
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	4
Census Block	4032
Census Tract	10400

Owner

Source: Benton County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 366, MONROE, OR 97456-0366
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 12, 2017	Special Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2022630649
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Aug 17, 2022
Property Address	991 MAIN ST, MONROE, OR 97456-8432
Document Number	0000630649
Instrument Date	Aug 15, 2022
Instrument	2022-630649
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 366, MONROE, OR 97456-0366

Mortgage

Document Number	0000630650
Date	Aug 17, 2022
Instrument	2022-630650

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Jul 6, 2021
Property Address	991 MAIN ST, MONROE, OR 97456-8432
Document Number	0000615523
Instrument Date	Jun 30, 2021
Instrument	2021-615523
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	991 MAIN ST, MONROE, OR 97456-8432

Mortgage

Document Number	0000615524
Date	Jul 6, 2021
Instrument	2021-615524

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON OR
Recording Date	May 12, 2017
Property Address	991 MAIN ST, MONROE, OR 97456-8432
Document Number	0000557352
Instrument Date	May 11, 2017
Instrument	2017-557352
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 MAIN ST, MONROE, OR 97456-8432

Mortgage

Document Number	0000557353
Date	May 12, 2017
Instrument	2017-557353

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+2.29%)	$156,742 (+3%)	$286,750 (+0.84%) Land $172,000 Building $114,750
2024	$2,843.00 (+2.78%)	$152,177 (+3%)	$284,370 (+0.11%) Land $168,000 Building $116,370
2023	$2,766.00 (+2.67%)	$147,745 (+3%)	$284,070 (+19.92%) Land $168,000 Building $116,070
2022	$2,694.00	$143,442
2002			$236,880 Land $148,000 Building $88,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Peak Internet Fixed Wireless	30 / 10

May also be available: Alyrica, Hunter Communications.

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