981 Main St, Monroe, OR 97456 Property Records

Benton County property record for 981 Main St, Monroe, OR 97456

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,040 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Feb 2023)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14533BA06700`

Property Details

APN / Parcel Number

Primary APN	`14533BA06700`
Alternative APN	`387462`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	416 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	387462
Street Address	981 MAIN ST
City	MONROE
State	OR
Zip	97456-8432
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	GRA
Legal Description	LOT 3
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	PARTITION 1998-03
Legal Lot Number	3
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	4
Census Block	4032
Census Tract	10400

Owner

Source: Benton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 MAIN ST, MONROE, OR 97456-8432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Feb 10, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	2023634705
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Recording Date	Apr 2, 2026
Property Address	981 MAIN ST, MONROE, OR 97456-8432
Document Number	0000660397
Instrument Date	Mar 21, 2026
Instrument	2026660397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	981 MAIN ST, MONROE, OR 97456-8432

Mortgage

Document Number	0000660397,
Date	Apr 2, 2026
Instrument	2026660397

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Feb 10, 2023
Property Address	981 MAIN ST, MONROE, OR 97456-8432
Document Number	0000634705
Instrument Date	Feb 6, 2023
Instrument	2023-634705
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	981 MAIN ST, MONROE, OR 97456-8432

Mortgage

Document Number	0000634706
Date	Feb 10, 2023
Instrument	2023-634706

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+2.28%)	$149,653 (+3%)	$265,560 (+1.94%) Land $172,000 Building $93,560
2024	$2,714.00	$145,294 (+3%)	$260,500 (-0.06%) Land $168,000 Building $92,500
2023		$141,062 (+3%)	$260,650 (+8.75%) Land $168,000 Building $92,650
2022	$2,572.00	$136,953
2002			$239,680 Land $148,000 Building $91,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Alyrica Fixed Wireless	65 / 10

May also be available: Peak Internet, Verizon.

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