991 Hayrack Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 991 Hayrack Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,214 sqft · built 2000
Lot Size	0.414 acres (18,037 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Sep 2009)
Tax Bill	$14,640 (2024)
Deeds & Mortgages	Jun 2022 Transfer Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-427-002`

Property Details

APN / Parcel Number

Primary APN	`18-36-427-002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,214 sqft Living Area
Basement Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	18,037 sqft (0.414 acres)
Lot Dimensions	168 ft deep x 140 ft wide
Garage Area	804 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	94 sqft
Deck Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	991 HAYRACK DR
City	ALGONQUIN
State	IL
Zip	60102-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0020487 LT 59 THE COVE UNIT 1
Legal Subdivision	THE COVE UNIT 1
Legal Block	427
Legal Lot Number	59
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3013
Census Tract	871107

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	991 HAYRACK DR, ALGONQUIN, IL 60102-6376
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Intrafamily Transfer, Transfer ATTORNEY
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Prior Sale	Apr 5, 2000 · Amount on Record
Deed Document Number	200948080
Last Transfer Date	May 25, 2022
Transfer Doc	0000020487
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 8, 2022
Property Address	991 HAYRACK DR, ALGONQUIN, IL 60102-6376
Document Number	0000020487
Map Reference	DOC 97R51167
Instrument Date	May 27, 2022
Instrument	2022R0020487
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	991 HAYRACK DR, 991, ALGONQUIN, IL 60102-6376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	991 HAYRACK DR, ALGONQUIN, IL 60102-6376

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	991 HAYRACK DR, ALGONQUIN, IL 60102-6376
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004201
Date	Feb 2, 2017
Instrument	2017R0004201

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	LINCOLNSHIRE, IL 60069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	991 HAYRACK DR, ALGONQUIN, IL 60102-6376
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003979
Date	Jan 21, 2021
Instrument	2021R0003979

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$14,640.00	$206,998 (+22.25%) Land $17,702 Building $189,296	$620,994 (+22.25%) Land $53,106 Building $567,888
2022	Homeowner's exemption	$169,322 Land $14,480 Building $154,842	$507,966 Land $43,440 Building $464,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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