981 Hayrack Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 981 Hayrack Dr, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3,519 sqft · built 2002
Lot Size0.41 acres (17,894 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Jun 2019)
Deeds & MortgagesApr 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-36-427-003

Property Details

APN / Parcel Number

Primary APN18-36-427-003

Interior

Building Area3,519 sqft
Gross Area6,079 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Lot Area17,894 sqft
Garage Area642 sqft
PorchPorch
Porch Area172 sqft
Deck Area561 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address981 HAYRACK DR
CityALGONQUIN
StateIL
Zip60102-6376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0017968 LT 58 THE COVE UNIT 1
Legal Range07E
Legal Township43N
Legal Section36
Legal SubdivisionCOVE #1
Legal Block427
Legal Lot Number58
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3013
Census Tract871107

Owner

Source: McHenry County records · APN 18-36-427-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address981 HAYRACK DR, ALGONQUIN, IL 60102-6376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jun 19, 2019Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleSep 12, 2001
Deed Document Number2019R0017968
Record UpdatedJun 07, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address981 HAYRACK DR, ALGONQUIN, IL 60102-6376
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012750
DateApr 13, 2020
Instrument2020R0012750
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 19, 2019
Property Address981 HAYRACK DR, ALGONQUIN, IL 60102-6376
Document Number0000017968
Map ReferenceDOC 97R51167
Instrument DateJun 05, 2019
Instrument2019R0017968
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$655.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 HAYRACK DR, ALGONQUIN, IL 60102-6376

Mortgage

Document Number0000017969
DateJun 19, 2019
Instrument2019R0017969
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$158,891 Land $15,242 Building $143,649$476,673 Land $45,726 Building $430,947

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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