991 Grindstone Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 991 Grindstone Ln, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,476 sqft · built 2014
Lot Size	0.309 acres (13,438 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jan 2014)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-1N-30-1004-013-003`

Property Details

APN / Parcel Number

Primary APN	`18-1N-30-1004-013-003`
Alternative APN	`110204100`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	2,476 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,438 sqft (0.309 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	110204100
Street Address	991 GRINDSTONE LN
City	CANTONMENT
State	FL
Zip	32533-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 13 BLOCK C ROBINSONS MILL PB 18 P 98/98A OR 7128 P 319
Legal Range	30W
Legal Township	01N
Legal Section	18
Legal Subdivision	ROBINSONS MILL S/D
Legal Block	C
Legal Lot Number	13
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	4
Census Block	4008
Census Tract	3608

Owner

991 Grindstone Ln is owned and occupied by two individuals who bought it in January 2014.

Source: Escambia County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	991 GRINDSTONE LN, CANTONMENT, FL 32533-9059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2014 · Amount on File
Deed Sale	Jan 23, 2014 · Amount on File
Deed Document Number	20145098
Deed Book / Page	7128 / 319
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 20, 2026
Property Address	991 GRINDSTONE LN, CANTONMENT, FL 32533-9059
Document Number	0000055801
Book / Page	9523 / 1370
Instrument Date	Jul 10, 2026
Instrument	202655801
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 GRINDSTONE LN, CANTONMENT, FL 32533-9059

Mortgage

Document Number	0000055801,
Date	Jul 20, 2026
Book Page	9523/1370
Instrument	202655801

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 991 Grindstone Ln was $3,715 with a homeowner's exemption, up 1% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,715.00 (+10.01%) Homeowner's exemption	$283,697	$427,473 Land $45,000 Building $382,473
2024	$3,377.00 (+0.93%)
2023	$3,346.00 (+2.64%) Homeowner's exemption	$267,672 (+3%)	$449,521 (+13.69%) Land $50,000 Building $399,521
2022	$3,260.00 Homeowner's exemption	$259,876	$395,403 Land $35,000 Building $360,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 991 Grindstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 991 Grindstone Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20